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Expanding Bankruptcy Services

Here at the Law Office of Doug Dern we have always been a local law firm handling bankruptcy in Hartland, Brighton, Highland, Milford, White lake and Howell. We are however, now taking Lansing, ...
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Bankruptcy filings are steady in Michigan

Despite the recent upswingin the economy it appears that bankruptcy filings in Michigan are staying steady. According to the court website the amout of filings are neither up or down.I believe this is ...
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Tax Returns

It is that time of year when people get their tax returns. Some people don't get a tax return because a creditor has garnished it. People will be shopping around for the best lawyer at the best ...
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Are all bankruptcy lawyers in Michigan the same?

So here you are looking online for a bankruptcy attorney. There are a lot of them in Michigan. Some low fees, some no money down, some with payment plans, and some with 30 years in the business. But ...
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About my service

I really go out of my way to offer the best service you can get. I lowered my fee back down to $750 plus filing fees. That is an out the door fee set up to help you. There is a bad review about me on ...
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Holiday filings of Bankruptcy

The holidays are only 60 days away. And that means Christmas time. People are using credit cards more then usual. A word of warning if you go out and run out your credit cards, for the holidays, then ...
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Michigan and Ohio Bankruptcy

Because my pratice is in Hartland MIchigan and I cover a very large scope of Counties and States in Michigan I sometimes get calls for bankruptcy attorneys in Ohio. I have also had some clients move ...
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Is it to late to do a lien strip?

To do a lien strip you must be upside down on your house. Once you have equity in your house then the home equity loan becomes a secured claim and you can't do a lien strip. The real Estate market ...
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Getting Rid of the house in Bankruptcy

The big questions that people have in Bankruptcy about dumping the house are: how long can I stay? Can they come back on me? Will I be able to get another house? The first one is usually about 8 month ...
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Bankruptcy Cases In Flint Michigan

It appears that Bankruptcy cases in Flint Michigan are still going strong. On any given day in the United States Bankruptcy court in Flint Michigan there are lots of chapter 7 bankruptcy and Chapter ...
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Credit After Bankruptcy

A top question that people worry about when they file for bankruptcy. Can I get credit after bankruptcy. The answer is yes. Then next question is won't I have high interest rates? the answer is, ...
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Why I am better

That is a bold statement. But I am better. Despite the fact that one of my competitors gave me a bad review on google places. I am better because I am quick. In my opinion all bankruptcies are ...
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Discharging Student loan in Bankruptcy

There is a lot of talk these days about changing the laws to discharge student loan debt. From a business prespective I would love to see it. But I am not going to start counting my millions just yet. ...
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What should you expect from a bankruptcy attorney

When you are in the market for a bankruptcy attorney in Michigan there are a number of things to consider. There are attorneys that are cheap. What to expect from a cheap bankruptcy lawyer? One you ...
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If I file Chapter 13 can I keep my tax returns?

This is one of those issues that come up a lot. People want to know if they file for a chapter 13 bankruptcy if they can keep their tax returns. The Bankruptcy code deos say that if you file for ...
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Marital debt in a Chapter 13

We all know by now that if you file for a chapter 7 bankruptcy you can not discharge a domestic support obligation. In other words, a property settlement. But if you file for a chapter 13 bankruptcy ...
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Damages for violation of section 362

11 U.S.C 362 of the United States bankruptcy code is the automatic stay. In a nutshell it says creditors cannot contact you in anyway. They can't sue, foreclose, write, call nothing. You are ...
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722 Redemption

A 722 redemption is one of those Bankruptcy laws that doesn't get used enough. What is a 722 redemption? Well, that is where you have a peice of collateral, like a car or mobile home, that is ...
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Affordable Bankruptcy

My office has been doing $600 chapter 7 bankruptcy for years. I have come to be known for it. I have come to be hated for it by other attorneys. I have raised my flat fee to $750.00. Many people ...
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Why you should choose me

Let me lay this out for you as to why you should choose me if you are looking to file for bankruptcy in Michigan. 1. I care. I really do. It turns my stomach to know that when you walk into my office ...
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Bankruptcy filings are down

According to the American Bankruptcy Institute bankrupty filings are 14% nationwide. Is this a sign of an improving economy or is it a sign that people are using less credit cards. I hope it is both. ...
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Chapter 7 Bankruptcy in Michigan

The economy in Michigan is picking up. That is good news. But there are still millions left in debt in Michigan. I see chapter 13 bankruptcy are down but not chapter 7. The bankruptcy courts in ...
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Chapter 13 Bankrupty, Is it still an option?

A few years ago Chapter 13 reorganzation Bankruptcies were at an all time high in Michigan. There has been a drop. But is it still a good option for some? The answer is probably. The number one reason ...
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Stop the pain

If you are on this website reading this blog chances are you are looking for solutions. Is bankruptcy really an option? What will it do to my credit? What will my friends think? Can it really stop the ...
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Chosing a good bankruptcy attorney

If you are looking for a Bankruptcy attorney in Michigan there are a lot of attorneys now speicalizing in Bankruptcy. When the economy got bad a lot of divorce attorneys had sales drops and jumped on ...
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