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Bankruptcy attorney in Michigan

Bankruptcy Attorney Livingston County

We Believe:

It is time for a change. It is time to stop the pain. Bankruptcy helps you take your life back.

If you want to make a positive change in your finances, but it’s hard to do when you have creditors breathing down your neck every single day. It may be hard to remember, but there was a time when you didn’t receive multiple calls each day from collection agencies who are only concerned about taking what little money you have. Don’t they understand? It’s impossible for you to get back on your feet and pay off your debt in a steady responsible manner, when they want every penny you make right now and more. The math doesn’t work, but don’t bother them with principles of enlightened business. They’re after whatever immediate cold hard cash they can shake out of you. Ravenous wolves.

Your creditors are out to get you, but there’s a way out.

The creditors and collections agencies have done the math, and they know how to sap every last ounce of financial health from you. They get richer, and you get poorer. Well, that’s how it works when you play their game, but you don’t have to play it. You need someone who knows how to beat the creditors at their own unfair game and give you a fresh start. That’s what we are passionate about: Giving honest people like you a fresh start. We understand how easy it is to get into the downward spiral of increasing financial debt. We understand how hard it can be to turn that spiral around. At the same time, setting people free from that downward spiral is what we do best. We can guide you to decide if you need to simply rid yourself of “unsecured debt,” such as credit card balances (Chapter 7) or if you literally need intervention to save your home (Chapter 13).

Regardless of which type of bankruptcy is best for you, we are here to show you that you actually have many more options than you are most likely aware of now. This doesn’t have to be your worst case scenario, end of the road option. This can and should be a new beginning. So if you are serching for a bankruptcy attorney in Howell Michigan, or in Flint Michigan You’ve suffered with insurmountable debt long enough. It’s time to reclaim freedom. We’re here to guide you to it.

We Are:

Serving Michigan:

We are a Consumer Bankruptcy Law Office located in Hartland Michigan. We are bankruptcy attorneys in Livingston County, Oakland County, Genesee County, Wayne County, Washtenaw County and surrounding areas. Our Hartland Office is 25 minutes from Flint, and 10 minutes from Brighton and Howell. We are 30 Minutes from Ann Arbor. We are about 50 minutes from Detroit. So if you are looking for a Bankruptcy attorney in Michigan it is easy to get to our office from anywhere in Michigan.

Straight-Forward and Affordable:

The last thing you need right now is hidden or unexpected fees, so we offer an out the door price on Chapter 7 that is more affordable then most. We also have a low down Chapter 13 program, so it doesn’t have to break a bank that’s already broken. We offer quality legal service at affordable prices, because we are passionate about stopping the pain and giving our clients a fresh start through Chapter 13 Bankruptcy or Chapter 7 Bankruptcy.


We treat every client like they are our only client. We have a free consultation. We care about you. We are service oriented. If you need a bankruptcy attorney in Livingston County Michigan that is down to earth and well versed in the law we are here to help.

We understand that you are going through a hard time and might be afraid to pick up that phone and call 810-632-9160. Most people are scared and embarrassed that they are a victim to aggressive lending, or medical issues, or job loss. But that phone call to our office right now might be relief from pain. Once you file Bankruptcy, creditors cannot call you, period!!!

A Bridge to Freedom:

Section 362 of the U.S. Bankruptcy Code protects you against creditors calling you. It stops the phone calls today! It gives you relief. We can put it into force for you. Can you imagine being debt free? Can you imagine a new start? We are here to help you. Please call me, Doug Dern, today at 810-632-9160. You don’t have to take it any longer. You don’t have to let creditors hurt you, embarrass you, or insult you. You simply don’t.

Quick and Honest:

As founder and owner of this practice, I have an inside look on what actually goes on in my own industry. I’m almost embarrassed for my profession, but I feel obligated to tell you: I personally hear stories about attorneys taking weeks to file a case or charging extra for an emergency filing, simply because they can. They do it because, like the creditors they claim to hold at bay, they are willing to exploit the very people who keep them in business. I think that’s wrong. If you need to reorganize to lien strip a second mortgage in a Chapter 13 or if you need to dump your credit card debt, call my office today. We offer quick turnaround times for filing of your case, and we won’t take advantage and charge you extra when you’re in a time-crunch.

Our office will have your case ready within 4 to 7 days after you provide the information we need. We do emergency filings at no extra charge. In fact,
if you need an emergency bankruptcy filed to stop a garnishment or to stop a foreclosure, here is my cell number: 248-882-0838. Call me, and let’s get your case filed ASAP. Don’t pay extra for an emergency bankruptcy. You don’t have to. Remember I am a bankruptcy attorney in Hartland and it is easy to get to my office from just about anywhere in Southeast Michigan.So if you are looking for a bankruptcy attorney in Flint Michigan or you are in Pontiac I am easy to get to so call me: